UW-Madison is protected for liability, property and worker’s compensation insurance risks primarily through the State of Wisconsin’s self-funded programs.
These programs are essentially authorized and guided via State of Wisconsin statutes and then funded by premium allocations to agencies. In addition, the State of Wisconsin obtains excess commercial coverage in the areas of property and liability. Further, UW System and UW-Madison procure insurance coverages in other areas where gaps have been identified or as additional service for the campus community. Premiums for these programs average approximately $8.9 million annually for UW-Madison.
Types of Programs
Any liability or responsibility for loss which is assumed by the University under a contract which would normally not be the responsibility of the University, had the contract not existed.
Programs that offer coverage for students who are employees, part of organizations or government, volunteers, interns, or need health insurance.